NORTH ADAMS — Beginning on Jan. 1, the uninsured in Massa- chusetts won't just be losing a $219 state income tax exemption, they'll be facing penalties of $90 or more a month until they enroll in either their employer's insurance plan or one of the state's several low-cost health insurance options.Anyone want to start a pool guessing how long it takes for this whole idea of employer-based insurance with individual mandates to crumble?
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According to the state law that went into effect July 1, anyone who can afford health insurance but doesn't have it will be required to pay up to half the cost of the cheapest plan available to them until they enroll.
"If the lowest health-care insurance available to you is $150 a month, then you'll pay $75 every month you're uncovered," [Director of ECUHealth, Chip Joffe-]Halpern said.
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For example, a 29-year-old woman working in the retail clothing industry would have a choice of 13 health plans, with premiums ranging from $183.92 a month for a low-end plan without prescription drug benefits to $440 a month for a plan with low co-payments, no deductibles and prescription coverage.
[emphasis mine]